My goal is to deliver first class service to each and every client while assisting you in making home buying experience.  With more than 17 years of extensive mortgage hands on experience, I strive to assist you in making an informed decision about your mortgage options. Whether you are a First Time Homebuyer, looking at refinancing, consolidate debts, or purchasing an investment property, I fully utilize my expertise to structure the best loan programs to each borrowers’ needs and desires.   Bilingual/ Korean and English.